Can Invest Your Paycheck Make You Rich?

Date: 20 December 2020 Short answer: No, but better. To answer a question, we always start by making some assumptions, including Starting Salary, Inflation Rate, Salary Growth Rate, Salary Growth Rate, Expense Ratio, and Return on Investment. I am putting this calculation in the Hong Kong context and a typical university graduate salary: Starting Salary …

Intel Became My Lastest Holding after TSM

Date: 10/08/2020 How Intel Comes to My Radar? Following the news of TSM, the largest holding in my portfolio, I saw several articles on Intel announces delay in its 7nm CPUs, and AMD CPUs outperform Intel ones benefiting from the use of TSM’s most advance process node technology (5nm). After the announcement, Intel stock price …

Predicting House Price in Hong Kong #2

In part 1, we have talked about scraping transactional data of apartments. In part 2, let’s talk about splitting data into a training set and testing set. Why we need to split? The short answer is we want to prevent overfitting/memorizing and hope that the model trained can generalize into unknown cases. For example, if …