Enhancing Your Thought Process

I observed that many of us have posed similar questions: How can I develop a broader perspective? How can I think more deeply? Firstly, I want to emphasize that you shouldn’t feel disheartened by such inquiries. At times, these questions arise because your perspective differs from others. On other occasions, it might indicate overlooked viewpoints. …

A Framework to Understand Yourself Better

Hard work propels us forward, but introspection ensures that our trajectory is correct. However, looking inward is no easy feat. Not only does it bring to the surface uncomfortable truths and past mistakes, but it also sometimes falls prey to our cognitive biases. Take the confirmation bias as an example; we often lean into information …

The Subtle Constraints Shaping Our Lives

Throughout our lives, we are bound by numerous constraints. Often, we never pause to reflect on their impact or contemplate if they can be modified, simply because we’ve grown so accustomed to their presence. Understanding Life’s Constraints: The effects of these constraints can be deeply ingrained in our psyche. More often than not, we exert …

What is a policy, from a retail finance credit risk perspective?

In my current company, Seamoney, there are two major teams responsible for managing the credit risk of the consumer loan portfolio: the Data Science Team (DS team) and the Credit Policy Team (Policy Team). Many of my colleagues, including myself in the Policy Team, have often wondered about the differences in scope between the two …

A Very Very Brief Historical Development of the Calculus

While diving deep into the proofs of the Fundamental Theorem of Calculus by Barrow, Leibniz, and Newton, I stumbled upon an intriguing topic – the historical development of calculus. I found myself wishing that my teachers had taken this historical approach, which brings added depth and interest to the cold precision of math. In this …

A Graphical Illustration on the Barrow Proof on The Fundamental Theorem of Calculus

Recently, I am reading the book Calculus by Michael Spivak as usual and made it to the Fundamental Theorem of Calculus. While I understand the steps of the proof, I found it hard to develop the intuition and the meaning of the Theorem which states as follows: If we investigate the proof of the first …

How I Survived Teaching Myself Calculus with Michael Spivak?

I initially planned to pen down this blog post after completing Michael Spivak’s Calculus. However, with my motivation dwindling near the end, I thought it best to start early. The primary impetus for delving deeper into mathematics is its indispensable role in comprehending science, and in turn, our world. Though I am less intrigued by …

What Is a Randomized Controlled Trial? From Clinical Trials to Credit Policies

Randomized Controlled Trials (RCTs) are renowned as the gold standard in clinical trials, predominantly used to gauge the efficacy of new treatments. However, the applicability of RCTs extends far beyond merely clinical trials. In my line of work, we employ randomized experiments to evaluate the performance of varying credit underwriting and account management policies. While …

In Pursuit of Passion: The Unfinished Quest for Career Fulfillment

Many individuals grapple with job satisfaction and long-term career goals. While some may not be content with the rate of their professional growth within their current organization, others may be introspective, contemplating their aspirations and objectives for the future. This article focuses on the latter group, a mentality that I believe is beneficial for everyone …